Imagine if every time you got paid, your money didn’t just sit in a bank account—it helped pay down your mortgage right away. That’s the idea behind combining your mortgage, savings, and chequing into one smart account.

Instead of keeping everything separate, this setup uses your income to reduce your mortgage balance the moment it lands. That means you pay less interest, even if you later use the money for bills, groceries, or investing. Over time, you could save thousands and become mortgage-free years sooner—all without changing your spending or saving habits.

It’s flexible, too. You can pay more when you have extra, or less when things are tight. You also have easy access to your home equity if needed—no new loan required.

If you’re curious about how this could work for you, let’s chat. I’m always happy to help!