Thursday, November 20th from 6:00–8:30 PM at the Delta Hotels Burnaby Conference Centre. This evening will feature informative presentations on important topics for retirement and financial planning, including: Payment-optional mortgages and unlocking home equity Decluttering, downsizing, and organizing your home Estate planning, wills, and legal considerations Home care and community support for seniors You’ll […]

The Bank of Canada just lowered its key interest rate by 0.25%, bringing the policy rate to 2.25%. This move reflects ongoing economic softness and easing inflation, and it directly impacts anyone with a mortgage or planning to get one. The prime rate, the rate that variable rate mortgages are based on, sits at 2.2% […]

Imagine if every time you got paid, your money didn’t just sit in a bank account—it helped pay down your mortgage right away. That’s the idea behind combining your mortgage, savings, and chequing into one smart account. Instead of keeping everything separate, this setup uses your income to reduce your mortgage balance the moment it […]

  Shakespeare might have thought ‘to be or not to be’ was the ultimate question, but he wasn’t living in 2025 trying to minimize bank fees and interest charges while maximizing financial returns—and having to pay $9 for a clamshell of raspberries. This month, we’re tackling a modern dilemma: ‘Should I get a variable or […]

The deadline for the British Columbia Speculation and Vacancy Tax declaration is quickly approaching on March 31st, less than two weeks away. This annual tax aims to address housing affordability by encouraging owners to rent out vacant homes and reducing speculation in BC’s real estate market. Property owners in specified regions including Metro Vancouver, Greater […]

  The Bank of Canada (BoC) reduced the overnight rate by 25 basis points this morning, bringing the policy rate down to 3.0%. The market had anticipated a nearly 98% chance of this 25 basis point reduction, and consensus aligned with this expectation. The Federal Reserve is also set to announce its rate decision this […]

Getting to know the essential systems and maintenance needs of your home is key to ensuring its longevity and functionality. Here are 10 important areas to keep an eye on: Roof Inspect your roof at least once a year for signs of damage or wear. Look for missing shingles, leaks, or granule loss from asphalt […]

  Interest rates have dropped, leading to lower monthly payments for many.  While we would all love to save on our mortgages, this week’s 50 basis point rate cut in the prime rate brought some welcome relief for homeowners with variable-rate mortgages and lines of credit specifically. If you prefer the stability of your fixed […]

      Today’s Bank of Canada’s 50-basis-point rate cut will decrease Canada’s prime rate to 5.45%. This adjustment means lower variable mortgage and line of credit rates, providing relief to some homeowners facing higher borrowing costs. Some variable rate borrowers have payments that change with changes to the prime rate, as payments for line […]

  Learning how your condo’s major systems work will keep you prepared, save time, and keep things running smoothly. This includes essential information on your plumbing, electricity, heating/cooling, and building-specific systems.  Some of these systems may not apply to your property but knowing how to maintain and troubleshoot the systems you do have is key […]