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Posted by: Karli Shih
Did you know? Close to 70 percent of mortgages never make it to the end of their term. This means that, for a variety of reasons, homeowners are ending their mortgages early. However, that still leaves a solid 30 percent of home buyers who keep their mortgage until the term is up and it […]
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When it comes to mortgages, it is easy to focus on rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matter. First and foremost, the most important thing to remember is that a mortgage is a contract. That means that there […]
Read MorePosted by: Karli Shih
Investing in real estate outside of your principal residence is one way to increase your net worth over time. A few things to know about buying investment properties: Mortgages for investment properties are typically higher than rates for a principal residence or second home purchase by approximately .10% to .20%. Your income factors into qualifying […]
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Statistics Canada released the February Labour Force Survey this morning, reporting a much more significant than expected 336,600 net new jobs, with the unemployment rate falling a full percentage point to 5.5%. This is the first time the unemployment rate fell below its pre-Covid level and reinforces the expectation for another Bank of Canada […]
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While home inspections might not be the most exciting part of your home buying journey, they are extremely important and can save you money and a major headache in the long run.In a competitive housing market, there can sometimes be pressure to make an offer right away without conditions. However, no matter how competitive a […]
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